Last updated: April 2026
How DownUnder Dollar Makes Money
DownUnder Dollar is an independently run personal finance blog. We earn money in the following ways to keep the site running and free for all readers:
1. Affiliate Links
Some of the links on this website are affiliate links. This means that if you click on one of these links and sign up for a product or service, we may receive a commission from the provider — at no additional cost to you.
Common types of products we link to include:
- Savings accounts and bank products
- Superannuation funds and comparison services
- Investment platforms and brokerage accounts
- Insurance comparison tools
- Budgeting apps and financial tools
- Tax preparation software
- Books and educational resources
When an article contains affiliate links, we clearly label them with a disclosure notice near the link or at the top of the article.
2. Display Advertising
We display advertisements on the site through advertising networks (such as Google AdSense and similar platforms). These ads are served by third-party networks and are selected based on your browsing history and interests, not by us directly.
3. Sponsored Content
Occasionally, we may publish sponsored content in partnership with financial brands. Sponsored posts are always clearly marked with a "Sponsored" or "Partner Content" label. We only accept sponsorships from brands we believe offer genuine value to our readers.
Our Editorial Independence Policy
This is the most important part of this disclosure: our editorial content is never influenced by affiliate relationships or advertising revenue.
Specifically:
- We never recommend a product because it offers a higher commission.
- We never adjust our reviews, rankings, or opinions based on commercial relationships.
- If we believe a product is not suitable for our readers, we will say so — even if we could earn money by recommending it.
- We regularly feature products and strategies that earn us no revenue at all, because they're the best option for our readers.
- Our comparison articles include products from both affiliate and non-affiliate partners.
How We Choose What to Recommend
Our recommendations are based on independent research, including:
- Product fees, rates, and features
- User experience and accessibility
- Customer reviews and reputation
- Regulatory standing (e.g., APRA-regulated, AFSL holders)
- Value relative to alternatives in the Australian market
Identifying Affiliate Links
Throughout the site, affiliate links and partnerships are identified in the following ways:
- An "Affiliate Partner" badge next to product recommendation boxes
- Disclosure statements at the top or bottom of comparison articles
- This disclosure page, linked from every page footer
General Advice Warning
The information provided on DownUnder Dollar is general in nature and does not constitute personal financial advice. It does not take into account your individual objectives, financial situation, or needs.
Before making any financial decisions — including choosing a super fund, opening a savings account, investing, or purchasing insurance — you should consider whether the information is appropriate for your circumstances and seek advice from a licensed Australian Financial Services (AFS) holder.
While we make every effort to ensure the accuracy of the information on this website, we cannot guarantee that all information is current, complete, or accurate at the time you read it. Financial products, rates, fees, and government policies change frequently.
Australian Consumer Law
This disclosure is made in accordance with Australian Consumer Law and the ACCC's guidelines on testimonials and endorsements. We are committed to maintaining transparency with our readers about our commercial relationships.
Questions?
If you have any questions about our affiliate relationships, editorial process, or this disclosure, please contact us at hello@downunderdollar.com.au.